LiteWell operates as a direct-pay medical practice. This policy explains our payment expectations, pricing, refunds, memberships, and your financial responsibilities as a patient.
LiteWell operates as a direct-pay (cash-pay) medical practice. We do not participate in or bill commercial insurance plans, Medicare, or Medicaid.
Our model is designed to provide transparent pricing, reduce administrative burden, and allow physicians to focus on patient care. By receiving services from LiteWell, you acknowledge and agree to this direct-pay structure.
Patients are responsible for full payment of all services at the time they are rendered unless otherwise explicitly stated in writing.
This includes, but is not limited to:
Failure to provide payment may result in denial or suspension of services.
LiteWell strives to maintain transparent pricing. Fees for services will be communicated prior to or at the time of service whenever possible.
However, you acknowledge that:
All fees are subject to change at the discretion of LiteWell.
LiteWell does not bill insurance companies.
Patients may request a detailed receipt (superbill) for services rendered, which may be submitted independently to an insurance provider for potential out-of-network reimbursement. LiteWell does not guarantee reimbursement.
Patients are solely responsible for verifying coverage with their insurance provider.
LiteWell providers have formally opted out of the Medicare program.
By receiving services, you agree that:
This applies even if you are otherwise eligible for Medicare benefits.
Certain LiteWell services may be eligible for payment using Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA).
Eligibility is determined by your plan administrator. LiteWell does not guarantee that services will qualify.
All payments for medical services are generally non-refundable once services have been rendered.
Refunds may be considered in limited circumstances at the sole discretion of LiteWell, including:
No refunds will be provided for:
LiteWell may offer services through membership or program-based pricing models.
By enrolling in a membership, you agree:
Membership terms, including billing frequency and cancellation requirements, will be disclosed at enrollment.
By providing payment information, you authorize LiteWell to charge your selected payment method for all agreed-upon services.
You also authorize:
LiteWell requires advance notice for appointment cancellations.
Failure to provide adequate notice may result in:
Specific cancellation windows may vary and will be communicated at scheduling.
Initiating a chargeback or payment dispute without first contacting LiteWell may result in:
LiteWell reserves the right to dispute chargebacks and pursue collection where appropriate.
Accounts with outstanding balances may be referred to collections at LiteWell’s discretion.
You agree that:
LiteWell reserves the right to modify this Financial Policy at any time. Updated versions will be posted and become effective upon publication.
Continued use of services constitutes acceptance of any changes.
If you have questions about this Financial Policy, you can reach us at:
Phone: (952) 260-9520
Website: https://litemedicalclinic.com
